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Our office will be closed from 2:00 PM Friday, December 22 through Tuesday, December 26 to celebrate the holidays.

Get relief funding from the Paycheck Protection Program

The deadline to apply for the SBA's Paycheck Protection Program (PPP) loan has been extended from June 30th to August 8th. For more information about the PPP, how you can apply for the PPP, FAQs, and other relief options, learn more below.

Fast, flexible financing solutions to empower your business.

Same day approval for up to $275,000

Business line of credit or term loans available

Fast application and dedicated support

Applying will not impact your credit score

Chrystina Morteo used her line of credit to open a new location.
Dr. Thy Nguyen used his funds to invest in marketing campaigns.
Mike Marquez used his line to purchase safety equipment.

Growing your business shouldn’t be held back by outdated banking systems or costly lenders. At Idea Financial, we’ve reimagined financing to give you the power to take control of your growth–with clear, simple, and supportive funding solutions tailored to your needs.

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The right business financing solutions for you

Business Line of Credit

A flexible funding solution that puts you in control of your working capital. Tap into your credit line anytime to seize new growth opportunities without hesitation.

Only pay for what you use

Replenish available credit with every payment

Enjoy low payments with longer repayment terms

Business Term Loan

A fast and straightforward funding option with fixed rates and terms, tailored to help your business thrive. Choose the terms that suit your goals and get the capital you need quickly.

Access cash fast when you need it most

Save on interest with full pre-payment options

Reapply for new terms once the loan is 50% paid

Quick application and approval

Apply in Minutes

Skip the hassle with our fast, free, and simple application process.

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Get Approved

Receive tailored funding designed for your business.

Fund Your Business

Access your funds quickly and use them whenever you need.

Apply online or call us at: (855) 900-7838

Applying is free and will not affect your credit score

How we compare against other lenders

No origination or annual fee

Doesn't affect your personal credit

Paperless application

Quick approval and funding

Build business credit

Dedicated business advisor

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Does my business need General Liability Insurance?

General Liability Insurance, sometimes called business liability insurance or commercial general liability insurance, helps protect your business from claims of bodily injury and property damage. These kinds of claims may come up during normal business operations. Without coverage, you would have to pay for damages out of pocket.

Learn how to save money and protect your business with General Liability Insurance from Idea Financial & The Hartford here.

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Grow your business with dedicated business advisors

Call us at (855) 900-7838

Applying is free and will not
affect your credit score

Manage business finances on the go

Enjoy the flexibility of accessing your account from anywhere, at any time. Visit a store below from your mobile device and download the Idea Financial app.